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Current Borrowers

Making a Dairy Farm Affordable in NY

Delapenta farmscape

Dean Zapp, a third generation dairy farmer, and his wife Michele, wanted to protect the property where they operate Delapenta Farms — 83½ acres in Ancram, NY, in the central part of the Town of Taghkanic, in Columbia County — by adding conservation and affordability restrictions to their land, and to use proceeds from the sale of those restrictions to …

Simple Gifts Farm

Simple Gifts Farm

Simple Gifts Farm is a community-oriented organic vegetable and meat operation stewarding the North Amherst Community Farm (NACF) in Amherst, MA, with a long-term lease agreement that Equity Trust played an important part in helping to create. NACF brought in Jeremy Barker Plotkin and Dave Tepfer as farmers in 2006 and they run the farm as an ecological unit, integrating …

Kroka Expeditions

Kroka Expeditions

Kroka Expeditions is a wilderness education school in southern New Hampshire. The campus includes many acres of forest, stream, and hill, plus a three-acre organic farm where they grow a portion of their vegetables, berries, milk, and eggs. A loan from Equity Trust in 2016 enabled them to purchase and protect prime farmland nearby that was under threat of development, …

Three Springs Community

Three Springs Community

Three Springs is a twenty-year-old intentional community near the geographic center of California.  It holds about 160 acres of land in common “to promote and demonstrate ecologically sustainable living and agricultural practices” and “to protect the unique flora and fauna of the Sierra Nevada foothills.”  Members grow flowers and native plants to sell at farmers markets and to local restaurants; …

Tryon Life Community Farm and Cedar Moon

Tryon Life Community Farm and Cedar Moon

A new loan made in 2015 not only enables an evolution in a property ownership arrangement originally designed in part by Equity Trust, but also represents an innovation in our lending practice that could become a model for future projects. With the participation of project supporters recruited by the borrowers, Tryon Life Community Farm and the Cedar Moon collective, we …

Full and By Farm

Full and By Farm

Full and By Farm (the name is a nautical term referring to steering into the wind) is a CSA operation farming agriculture-only conservation land purchased from the Eddy Foundation in northern New York. When farmers Sara Kurak and James Graves launched their farm, the land and infrastructure were suffering from years of neglect, but with big dreams and hard work …

Woodland Community Land Trust

Woodland Community Land Trust

The Woodland Community Land Trust operates in an impoverished Appalachian community in northeastern Tennessee, where access to land and political and economic power has been tightly controlled by a few major extractive companies.  For almost forty years, Woodland and its sister organizations, Woodland Community Development Corporation and Clearfork Community Institute, have acquired 450 acres of land and become involved in …

Caterpillar Hill Initiative

Caterpillar Hill Initiative

The Caterpillar Hill Initiative is a community of artists and conservationists who came together to protect a spectacular natural landmark on the Blue Hill peninsula in Maine and develop a nonprofit arts and community space on the site. Our loan was used for the down payment on its acquisition of the land and for startup costs for programming operations. The …

Rocky Corner Cohousing

Rocky Corner Cohousing will be the first cohousing community in Connecticut and will include nine affordable units among the thirty planned, as well as commercial agricultural land that could be made available on long-term leases using the Equity Trust model. Our loan finances predevelopment work necessary to secure a construction loan that will replace the coalition of acquisition and …

Voluntown Peace Trust receives Equity Trust loan

Voluntown Peace Trust receives Equity Trust loan

The Voluntown Peace Trust (VPT) is a nonprofit educational center and retreat dedicated to social change and sustainable living, occupying 57 acres in southeastern Connecticut near New London. It provides hospitality and resources to “people constructing alternatives to the violence of our age” and serves as the home of the Cooperative for Nonviolent Action (CNVA), a coalition of grassroots groups …

Crimson & Clover Farm

Crimson & Clover Farm Crimson & Clover Farm is the CSA vegetable operation chosen by Grow Food Northampton to lease the Northampton Community Farm that Equity Trust played an important part in helping to create. In 2013, Crimson & Clover received a loan to enable it to purchase a leasehold interest in the barns and other structures that belong to the farm.

Co-op Power

Co-op Power Co-op Power is a consumer-owned renewable energy cooperative operating as a decentralized regional network of autonomous Local Organizing Councils (LOCs) to “create a multi-class, multi-racial movement for a sustainable and just energy future.” Equity Trust’s loan will help Co-op Power, through the Southern Vermont LOC, develop a 30.6 KWP solar electric (photovoltaic) system on the roof of the brand new Brattleboro Food Co-op building in downtown Brattleboro, VT.

New London Homeless Hospitality Center

New London Homeless Hospitality Center The New London (Connecticut) Homeless Hospitality Center (NLHHC) is a non-profit human services agency whose mission is “to serve as a bridge out of homelessness by helping our guests pursue their self-selected path to permanent housing.” Begun as a coalition of citizens, faith communities, and service organizations, the Homeless Hospitality Center has operated a daytime hospitality center and overnight shelter since 2007, and also offers employment and health care assistance.

Pie Ranch

Pie Ranch

Pie Ranch, a non-profit in San Mateo County, California, combines farming and education to “inspire and connect rural and urban people to know the source of their food, and work together to bring greater health to the food system from seed to table.” Equity Trust’s land acquisition loan, one of our largest in recent years, supports the purchase and permanent protection of their farmland. Pie Ranch’s diverse production of fruits, vegetables, …

Riverland Farm

Riverland Farm

Riverland Farm is a certified organic CSA farm in Sunderland, Massachusetts growing a diverse array of certified organic vegetables for 400 member families, as well as for local grocery stores, and local producers of value added products. Equity Trust’s loan was used to renovate their tobacco barn to create a space for their farm office space and a vegetable washing, …

New Town Florist Club

New Town Florist Club

Equity Trust’s loan to the New Town Florist Club, in Gainsville, GA, enabled them to purchase four lots to build four CLT homes for low-income families as part of a long-term effort to strengthen and care for their community.

Sixty years ago, a group of African American women established the New Town Florist Club to provide aid to neighborhood families …

Jubilee House Community

Jubilee House Community Jubilee House Community (JHC) is a non-sectarian faith based community that has that has been working in Nicaragua since 1994 through their nonprofit Center for Development in Central America. JHC has helped organize 1,600 small farmers into a cooperative business to market their organic crops, strengthening existing agricultural cooperatives and developing new ones.

Good Humus Produce

Good Humus Produce

Jeff and Annie Main have spent close to forty years developing their organic farm, Good Humus Produce, on 20 acres in Capay, CA. They have built a house and a barn on the property and their plantings include hedgerows of native trees that serve as windbreaks and a source of fuelwood, as well as 10 acres of annual crops, …

H.O.M.E.

H.O.M.E.

H.O.M.E. (Homeworkers Organized for More Employment) in Orland, ME, was organized in 1970 when a local shoe manufacturer closed its doors. Under the leadership of Sister Lucy Poulin, H.O.M.E emerged as a craft collective to generate home-based work and market the products as a source of income for the women who had been doing skilled piecework for the company.

For …

Community of Hope

Community of Hope

Community of Hope is a non-profit organization, whose mission is to assist people recovering from substance-abuse. The loan was used as the down payment for the purchase and conversion of a multi-family house for use as transitional “sober” housing for women…