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Current Borrowers

Nutwood Farm

Nutwood Farm

Nutwood Farm is a regenerative agroforestry farm cultivating a wide variety of edible perennial nuts – primarily hazelnuts and chestnuts but also including walnuts, pecans, butternuts, and heartnuts – for local distribution in Western Massachusetts.  As the state’s first small-scale nut farm, it is “in the forefront of young innovative farms shaping the future of community-based, ecologically sound, regenerative food …

Smith Hill CDC

Smith Hill CDC

Smith Hill CDC is a community development corporation focusing on affordable housing and community services in a multiracial/multiethnic neighborhood adjacent to the state capitol building in Providence, Rhode Island.  They have completed numerous projects offering both rental and homeownership opportunities for low- and moderate-income families and individuals, primarily by redeveloping blighted buildings and lots.  Two current projects involve the conversion …

Koinonia Farm

Koinonia Farm

Koinonia Farm, an intentional community founded in rural Georgia in the 1940s, was a pioneer in the property stewardship movement out of which Equity Trust itself eventually emerged, and it is still going strong more than seventy-five years later.  Membersemphasize simple living, racial equality, nonviolent resistance, the sharing of resources, and cooperative work.

It became a flashpoint in the …

Natural Borders Farm

Natural Borders Farm

Natural Borders Farm is a grass-fed beef and lamb farm in central New York run by Elva Svendsen.  Inspired by our work with Caretaker Farm in Western Massachusetts, she is seeking to permanently protect her land as an affordable working farm using Equity Trust’s model.  Our loan refinanced her bank mortgage, freeing up some cash to invest in farm infrastructure …

Hart’s Mill Ecovillage and Farm

Hart’s Mill Ecovillage and Farm

Hart’s Mill Ecovillage and Farm is a planned intentional community in North Carolina that “embodies a world in which people live in justice and harmony with each other and the land.” It will utilize a limited-equity ownership model to preserve the long-term affordability of its homes and provide a farmer an affordable shared-equity ground lease on part of the property. …

Berkshire Co-op Market

Berkshire Co-op Market

The Berkshire Co-op Market is a thriving forty-year-old consumer-owned grocery store in western Massachusetts.  In 2018, we joined a coalition of community lenders led by Cooperative Fund of New England and including PVGrows, Common Capital, Franklin County CDC, Coastal Enterprises, Inc. to pool funds and finance the construction and outfitting of their new facility.  Berkshire Co-op member-owners also provided …

Equity Trust Completes Sale of Former Office

Equity Trust Completes Sale of Former Office

Over twenty years ago, a group of residents in a small brick building in downtown Turners Falls, Massachusetts contacted Equity Trust (then located in Voluntown, Connecticut) for help.  The building, home to two families and the Brick House, a community resource center, was on the market, and the residents were concerned that it would be sold to an investor with …

Echo Farm

Echo Farm

Echo Farm is an organic farm with an unusual niche operating on former dairy land in Essex, New York now protected by a conservation easement held by the Open Space Institute. Doing business as Farmstead Catering, it bills itself as “a CSA for your wedding day,” offering farm-to-table catering for celebrations set in the Adirondack Mountains of New York. …

Simple Gifts Farm

Simple Gifts Farm

Simple Gifts Farm is a community-oriented organic vegetable and meat operation stewarding the North Amherst Community Farm (NACF) in Amherst, MA, with a long-term lease agreement that Equity Trust played an important part in helping to create. NACF brought in Jeremy Barker Plotkin and Dave Tepfer as farmers in 2006 and they run the farm as an ecological unit, integrating …

Ancient Stone Landscapes

Ancient Stone Landscapes

Several years ago a landowner in western Massachusetts discovered remnants of potentially significant prehistoric stone formations on land she has been restoring to its pre-Columbian state as a natural orchard. While she seeks to validate her observations and identify a long-term steward for the land, Equity Trust made a loan to enable her to purchase an adjacent property with additional …

Kroka Expeditions

Kroka Expeditions

Kroka Expeditions is a wilderness education school in southern New Hampshire. The campus includes many acres of forest, stream, and hill, plus a three-acre organic farm where they grow a portion of their vegetables, berries, milk, and eggs. A loan from Equity Trust in 2016 enabled them to purchase and protect prime farmland nearby that was under threat of development, …

Making a Dairy Farm Affordable in NY

Delapenta farmscape

Dean Zapp, a third generation dairy farmer, and his wife Michele, wanted to protect the property where they operate Delapenta Farms — 83½ acres in Ancram, NY, in the central part of the Town of Taghkanic, in Columbia County — by adding conservation and affordability restrictions to their land, and to use proceeds from the sale of those restrictions to …

Three Springs Community

Three Springs Community

Three Springs is a twenty-year-old intentional community near the geographic center of California.  It holds about 160 acres of land in common “to promote and demonstrate ecologically sustainable living and agricultural practices” and “to protect the unique flora and fauna of the Sierra Nevada foothills.”  Members grow flowers and native plants to sell at farmers markets and to local restaurants; …

Tryon Life Community Farm and Cedar Moon

Tryon Life Community Farm and Cedar Moon

A new loan made in 2015 not only enables an evolution in a property ownership arrangement originally designed in part by Equity Trust, but also represents an innovation in our lending practice that could become a model for future projects. With the participation of project supporters recruited by the borrowers, Tryon Life Community Farm and the Cedar Moon collective, we …

Woodland Community Land Trust

Woodland Community Land Trust

The Woodland Community Land Trust operates in an impoverished Appalachian community in northeastern Tennessee, where access to land and political and economic power has been tightly controlled by a few major extractive companies.  For almost forty years, Woodland and its sister organizations, Woodland Community Development Corporation and Clearfork Community Institute, have acquired 450 acres of land and become involved in …

Rocky Corner Cohousing

Rocky Corner Cohousing will be the first cohousing community in Connecticut and will include nine affordable units among the thirty planned, as well as commercial agricultural land that could be made available on long-term leases using the Equity Trust model. Our loan finances predevelopment work necessary to secure a construction loan that will replace the coalition of acquisition and …

Voluntown Peace Trust receives Equity Trust loan

Voluntown Peace Trust receives Equity Trust loan

The Voluntown Peace Trust (VPT) is a nonprofit educational center and retreat dedicated to social change and sustainable living, occupying 57 acres in southeastern Connecticut near New London. It provides hospitality and resources to “people constructing alternatives to the violence of our age” and serves as the home of the Cooperative for Nonviolent Action (CNVA), a coalition of grassroots groups …

New London Homeless Hospitality Center

New London Homeless Hospitality Center The New London (Connecticut) Homeless Hospitality Center (NLHHC) is a non-profit human services agency whose mission is “to serve as a bridge out of homelessness by helping our guests pursue their self-selected path to permanent housing.” Begun as a coalition of citizens, faith communities, and service organizations, the Homeless Hospitality Center has operated a daytime hospitality center and overnight shelter since 2007, and also offers employment and health care assistance.

Riverland Farm

Riverland Farm

Riverland Farm is a certified organic vegetable farm in Sunderland, Massachusetts growing for CSA member families, local grocery stores, and local producers of value-added products. Equity Trust’s first Riverland-associated loan was used by the property owners to renovate their tobacco barn to create farm office space and a vegetable washing, packing, and storage facility, enabling them to wash and store …

Newtown Florist Club

Newtown Florist Club

Equity Trust’s loan to the Newtown Florist Club, in Gainsville, GA, enabled them to purchase four lots to build four CLT homes for low-income families as part of a long-term effort to strengthen and care for their community.

Sixty years ago, a group of African American women established the Newtown Florist Club to provide aid to neighborhood families during bereavement. …

Jubilee House Community

Jubilee House Community Jubilee House Community (JHC) is a non-sectarian faith based community that has that has been working in Nicaragua since 1994 through their nonprofit Center for Development in Central America. JHC has helped organize 1,600 small farmers into a cooperative business to market their organic crops, strengthening existing agricultural cooperatives and developing new ones.